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when you buy direct, as i do, they ask you to fill out a form. on the form it asks you, do you want to hold the shares or do you want the companies trasfer agent to hold them? have he bank hold them. they are way easier to sell. my daughter wrote to JCI to sell he stock and she got a check in only 4 days. BOBE took about 10 days. but f you pay a little money as a fee, they can do it quicky. the shares are registered in YOUR NAME , SO, IF YOU GIVE THEM TO YOUR GIRLFRIEND , YOU WILL GET THDIVIDENDS STILL SENT TO YOU. YOU CAN CASH IN THE SHARES IF YOU HOLD THEM YOU CAN GO TO A BROKERAGE OR TO A FEDERAL RESERVE BANK TO SELL THEM. most companies will tansfer to another bank, but you will have to pay to have that done and you will no longer be in their dividend re-invest ment plan if you signed up for one after that. "Agent Liberty is Alive and Well ! "
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