I have never experienced this in California, but our most recent State
Farm Homeowners policy seemed to add language that stated that after the
HVAC and electrical system (power entrance and distribution panel) was
over ten ( I think) years old there may be a surcharge.
Inspecting the units rather than just tacking on a surcharge based on
age might be a better deal if they discover no problems and give you 'as
new' rates.
Let us all know how things go... I might be shopping for different
insurance in a few years!
steve
pixi wrote:
Is it usual for companies who sell home insurance to want to come in and see
the furnace and wiring?
