Re: What is a good business format?

You will always have to provide an SSN to obtain financing unless the
business can stand on its own. And from the sound of it, it can't. 
One way to prove to banks that you are "lendable" is to provide proof
that the business can provide the cash flow to service the debt.
Unfortunately you will have to provide a history of positive cash flow
and some decent collateral in order for them to overlook your bad
credit. If you have a home with some equity in it, try getting a
$10,000 loan and secure it with your home at first (using a 2nd of
course). If you develop a nice repayment history and a rapport with
your banker, chances are you will be able to get more loans in the
future. Even with bad credit a loan secured by a CD is guaranteed, but
I am assuming you don't have any CD's. Maybe someone in the family
with a sizeable CD can let you take their as collateral?

Mike

"S.P.I." <[EMAIL PROTECTED]> wrote in message
news:<[EMAIL PROTECTED]>...
> "Cdbarling" <[EMAIL PROTECTED]> wrote in message
> news:[EMAIL PROTECTED]
> >
> >
> > Sorry, but I think that you're missing the point here. Ultimately,
>  business
> > success only comes if you add more value to your customers than they have
>  to
> > pay you.  When the customers are happy, they (mostly) pay you, and they
>  also
> > recommend you, which provides business at the lowest possible acquisition
>  cost.
> >
> I don't think I did. My clients are always very happy with my service and
> efficiency. That is until I send them the bill. Before you say anything I
> already have lower prices than at least 90% of other PI's. So, I think it is
> not the prices, but the fact that I expect them to pay me that ticks them
> off.
> 
> In 4 days I am being forced to take one of my clients to court. Hey he left
> me no choice. I sent him a statement every month. He keeps saying he is
> going to pay, but still hasn't paid one red cent. I cannot make a living let
> alone pay my expenses that I have for these cases if my clients don't pay.
> 
> I would love to have satisfied clients, but what good does it do me if the
> client is happy and I still don't get paid? Besides if a non paying client
> referred someone to me what makes me think that guy will pay either? Chances
> are if it is a buddy of the guy that stiffed me, he wont pay me.
> 
> >From now on I am getting the money up front. I don't care if my mother hires
> me she had better pay me up front, or I wont take her case. I am sick and
> tired of having to pay the bills from a case and never getting a dime back.
> 
> Frank L. Snider III
> Snider Professional Investigations (SPI)
> 901 S. Benton St.
> Cape Girardeau, MO 63703
> Phone: (573)335-1904
> Toll Free: 1-866-618-5486
> Http://www.spihq.net
> [EMAIL PROTECTED]